Life Events

Frequently Asked Questions

Life Events

Within the last 30 days, have you….

Gotten married?
Legally separated from your spouse?
Gotten a divorce?
Had or adopted a baby?
Experienced the death of a dependent?
Lost insurance coverage due to a change in spouse’s employment?
Gone through open enrollment through your spouse’s employment?

If you experience one of these qualifying status changes, you have 30 calendar days following the “event” to notify the Benefits Department and adjust your insurance coverage. Otherwise, it will not be possible to adjust your coverage until your next open enrollment period.

For example, if you have a newborn child, enrollment in your medical plan is not automatic, even if you’ve elected family coverage. If you fail to enroll your newborn within 30 days of birth, you will have to wait until the next open enrollment period to cover your baby.

When you experience one of these events, simply contact the Benefits Department. They will provide you with the necessary forms and explain what documentation is required.


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	Frequently Asked Questions Life Events Within the last 30 days, have you…. Gotten married? Legally separated from your spouse? Gotten a divorce? Had or adopted a baby? Experienced the death of a dependent? Lost insurance coverage due to a change in spouse’s employment? Gone through open enrollment through your spouse’s employment? If you experience one of these qualifying status changes, you have 30 calendar days following the “event” to notify the Benefits Department and adjust your insurance coverage. Otherwise, it will not be possible to adjust your coverage until your next open enrollment period. For example, if you have a newborn child, enrollment in your medical plan is not automatic, even if you’ve elected family coverage. If you fail to enroll your newborn within 30 days of birth, you will have to wait until the next open enrollment period to cover your baby. When you experience one of these events, simply contact the Benefits Department. They will provide you with the necessary forms and explain what documentation is required.